MICR Code: 679012002

Bank: Bank of Baroda
IFSC Code: Barb0ottapa
MICR Code: 679012002
Address: Modern Tower, 1 St Floor, 23-507(1-3), Main Road, Ottapalam, Kerala 679 101
City: Palakkad
District: Palakkad
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 679012002.

  • In this case first three codes 679 is city code and it represents city Palakkad.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Modern Tower, 1 St Floor, 23-507(1-3), Main Road, Ottapalam, Kerala 679 101.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.