MICR Code: 695012002

Bank: Bank of Baroda
IFSC Code: Barb0palaya
MICR Code: 695012002
Address: Palayam Branch, Pb 5404, P.O. Vikas Bhavan, Trivandrum, Trivandrum,695033
City: Thiruvananthapuram
District: Thiruvananthapuram
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695012002.

  • In this case first three codes 695 is city code and it represents city Thiruvananthapuram.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Palayam Branch, Pb 5404, P.O. Vikas Bhavan, Trivandrum, Trivandrum,695033.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.