MICR Code: 695012004

Bank: Bank of Baroda
IFSC Code: Barb0trival
MICR Code: 695012004
Address: Vallakadavu Branch, Enchakkal Junction; Vallakkadavu; Trivandrum.695008., Trivandrum,695008
City: Thrivendrum
District: Thrivendrum
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695012004.

  • In this case first three codes 695 is city code and it represents city Thrivendrum.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Vallakadavu Branch, Enchakkal Junction; Vallakkadavu; Trivandrum.695008., Trivandrum,695008.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.