MICR Code: 686012602

Bank: Bank of Baroda
IFSC Code: Barb0vaikom
MICR Code: 686012602
Address: Reheja Tower, First Floor, Jetty Temple Road, Vaikkom, Kerala - 686141.
City: Kottayam
District: Vaikom
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 686012602.

  • In this case first three codes 686 is city code and it represents city Kottayam.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 602 represents branch. In our case branch is located at address Reheja Tower, First Floor, Jetty Temple Road, Vaikkom, Kerala - 686141..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.