MICR Code: 400012052

Bank: Bank of Baroda
IFSC Code: Barb0operah
MICR Code: 400012052
Address: Opera House Branch, Kantilal House, 14 Mama Paramananda Marg,, Mumbai,400004
City: Greater Mumbai
District: Greater Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400012052.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 052 represents branch. In our case branch is located at address Opera House Branch, Kantilal House, 14 Mama Paramananda Marg,, Mumbai,400004.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.