MICR Code: 40012199

Bank: Bank of Baroda
IFSC Code: Barb0saimum
MICR Code: 40012199
Address: Saibaba Nagar, Shop No 1,2,3, Tulip Chs, Near Main Road, Saibaba Nagar, Borivali West, Mumbai, Maharashtra ┬Û 400092.
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 40012199.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 121 represents bank Bank of Baroda.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.