MICR Code: 400012048

Bank: Bank of Baroda
IFSC Code: Barb0mulbom
MICR Code: 400012048
Address: Msa Bombay Branch, Nair Mahal Senapati Bapat Marg Matunga Road, Mumbai,400016
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400012048.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 048 represents branch. In our case branch is located at address Msa Bombay Branch, Nair Mahal Senapati Bapat Marg Matunga Road, Mumbai,400016.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.