MICR Code: 400012076

Bank: Bank of Baroda
IFSC Code: Barb0kalyan
MICR Code: 400012076
Address: Shop No 1 And 2,B K Arcade, Next To Petrol Pump, Agra Road, Kalyan West, Dist Thane, Pin 421301
City: Greater Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400012076.

  • In this case first three codes 400 is city code and it represents city Greater Mumbai.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 076 represents branch. In our case branch is located at address Shop No 1 And 2,B K Arcade, Next To Petrol Pump, Agra Road, Kalyan West, Dist Thane, Pin 421301.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.