MICR Code: 141012001

Bank: Bank of Baroda
IFSC Code: Barb0trdlud
MICR Code: 141012001
Address: Civil Lines Branch, Pakhowal Road, Ludhiana 141 002
City: Civil Lines
District: Civil Lines
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141012001.

  • In this case first three codes 141 is city code and it represents city Civil Lines.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 001 represents branch. In our case branch is located at address Civil Lines Branch, Pakhowal Road, Ludhiana 141 002.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.