MICR Code: 146012002

Bank: Bank of Baroda
IFSC Code: Barb0hoshia
MICR Code: 146012002
Address: Hoshiarpur Branch, Nr Swarn Cold Storage, Jallandhar Road, Hoshiarpur, Hoshiarpur,146001
City: Hosiarpur
District: Hoshiarpur
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 146012002.

  • In this case first three codes 146 is city code and it represents city Hosiarpur.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 002 represents branch. In our case branch is located at address Hoshiarpur Branch, Nr Swarn Cold Storage, Jallandhar Road, Hoshiarpur, Hoshiarpur,146001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.