MICR Code: 144012003

Bank: Bank of Baroda
IFSC Code: Barb0trdjal
MICR Code: 144012003
Address: Dilkusha Mkt Branch,43/16 Dilkusha Market, Civil Lines, Jallandhar City, Jalandhar,144001
City: Jalandhar
District: Jalandhar
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144012003.

  • In this case first three codes 144 is city code and it represents city Jalandhar.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Dilkusha Mkt Branch,43/16 Dilkusha Market, Civil Lines, Jallandhar City, Jalandhar,144001.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.