MICR Code: 160012010

Bank: Bank of Baroda
IFSC Code: Barb0desuma
MICR Code: 160012010
Address: Sco 6, Sunny Enclave, Desu Majra, Dist. Mohali, Punjab - 140 301
City: Rupnagar
District: Kharar
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160012010.

  • In this case first three codes 160 is city code and it represents city Rupnagar.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 010 represents branch. In our case branch is located at address Sco 6, Sunny Enclave, Desu Majra, Dist. Mohali, Punjab - 140 301.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.