MICR Code: 141012003

Bank: Bank of Baroda
IFSC Code: Barb0indlud
MICR Code: 141012003
Address: Ind. Area- Lud Branch, Bxxi,669/33, Pratap Nagar, Street No.9, Ind Area-B, Ludhiana,141003
City: Ludhiana
District: Ludhiana
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 141012003.

  • In this case first three codes 141 is city code and it represents city Ludhiana.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 003 represents branch. In our case branch is located at address Ind. Area- Lud Branch, Bxxi,669/33, Pratap Nagar, Street No.9, Ind Area-B, Ludhiana,141003.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.