MICR Code: 144012008

Bank: Bank of Baroda
IFSC Code: Barb0maqsud
MICR Code: 144012008
Address: Opp. Baweja Dharam Kanda, Maqsudan, Jalandhar, Punjab┬Á144008
City: Jalandhar
District: Maqsudan
State: Punjab

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 144012008.

  • In this case first three codes 144 is city code and it represents city Jalandhar.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 008 represents branch. In our case branch is located at address Opp. Baweja Dharam Kanda, Maqsudan, Jalandhar, Punjab┬Á144008.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.