MICR Code: 231012054

Bank: Bank of Baroda
IFSC Code: Barb0kachbs
MICR Code: 231012054
Address: Singh Market, Kachhwa Bazar, Kachhwa B, Ro Varanasi, Up-221501
City: Mirzapur
District: Kachhwa
State: Uttar Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 231012054.

  • In this case first three codes 231 is city code and it represents city Mirzapur.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 054 represents branch. In our case branch is located at address Singh Market, Kachhwa Bazar, Kachhwa B, Ro Varanasi, Up-221501.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.