MICR Code: 228012003
Bank: Bank of Baroda |
IFSC Code: Barb0payagi |
MICR Code: 228012003 |
Address: Near Payagipur Crossing Sultanpur Uttar Pradesh-228001 |
City: Ballia |
District: Sultanpur |
State: Uttar Pradesh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 228012003.
- In this case first three codes 228 is city code and it represents city Ballia.
- Next three characters 012 represents bank Bank of Baroda.
- Remaining characters which are 003 represents branch. In our case branch is located at address Near Payagipur Crossing Sultanpur Uttar Pradesh-228001.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.