MICR Code: 700012074

Bank: Bank of Baroda
IFSC Code: Barb0bagnan
MICR Code: 700012074
Address: Station Road (N), Bagnan, Dist. Howrah, W. B., Pin- 711 303
City: Howrah
District: Bagnan
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 700012074.

  • In this case first three codes 700 is city code and it represents city Howrah.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 074 represents branch. In our case branch is located at address Station Road (N), Bagnan, Dist. Howrah, W. B., Pin- 711 303.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.