MICR Code: 713012701

Bank: Bank of Baroda
IFSC Code: Barb0panaga
MICR Code: 713012701
Address: Panagarh Bazar( Rail Par), Opp Agragami Club, Panagarh , Barddhaman , West Bengal-713148
City: Barddhaman
District: Barddhaman
State: West Bengal

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 713012701.

  • In this case first three codes 713 is city code and it represents city Barddhaman.
  • Next three characters 012 represents bank Bank of Baroda.
  • Remaining characters which are 701 represents branch. In our case branch is located at address Panagarh Bazar( Rail Par), Opp Agragami Club, Panagarh , Barddhaman , West Bengal-713148.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.