MICR Code: 700012042
| Bank: Bank of Baroda |
| IFSC Code: Barb0ghugud |
| MICR Code: 700012042 |
| Address: Ghugudanga Branch,219, Dumdum Rd,, Calcutta,700074 |
| City: North 24 Parganas |
| District: Northdumdum |
| State: West Bengal |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 700012042.
- In this case first three codes 700 is city code and it represents city North 24 Parganas.
- Next three characters 012 represents bank Bank of Baroda.
- Remaining characters which are 042 represents branch. In our case branch is located at address Ghugudanga Branch,219, Dumdum Rd,, Calcutta,700074.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.