MICR Code: 520013105

Bank: Bank of India
IFSC Code: Bkid0005615
MICR Code: 520013105
Address: 5-87-70/7/A Sai Plaza1st Lane, Chandramouli Nagar
City: Guntur
District: Guntur
State: Andhra Pradesh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 520013105.

  • In this case first three codes 520 is city code and it represents city Guntur.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 105 represents branch. In our case branch is located at address 5-87-70/7/A Sai Plaza1st Lane, Chandramouli Nagar.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.