MICR Code: 781013003

Bank: Bank of India
IFSC Code: Bkid0005005
MICR Code: 781013003
Address: 1 St Floor, Century Plaza, Near Kar Bhawanganesguri, Opp- Assam Oil, Guwahati Shillong Rd
City: Guwahati
District: Guwahati
State: Assam

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 781013003.

  • In this case first three codes 781 is city code and it represents city Guwahati.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 003 represents branch. In our case branch is located at address 1 St Floor, Century Plaza, Near Kar Bhawanganesguri, Opp- Assam Oil, Guwahati Shillong Rd.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.