MICR Code: 851013102

Bank: Bank of India
IFSC Code: Bkid0004616
MICR Code: 851013102
Address: Gunjan Bazartown Thana Chowk, Besusarai
City: Begusarai
District: Begusarai
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 851013102.

  • In this case first three codes 851 is city code and it represents city Begusarai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 102 represents branch. In our case branch is located at address Gunjan Bazartown Thana Chowk, Besusarai.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.