MICR Code: 812013003
Bank: Bank of India |
IFSC Code: Bkid0004675 |
MICR Code: 812013003 |
Address: Sumrit Mandal Complex, Jail Road, Tilkamanjhi Po & Dist Bhagalpur |
City: Bhagalpur |
District: Bhagalpur |
State: Bihar |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 812013003.
- In this case first three codes 812 is city code and it represents city Bhagalpur.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 003 represents branch. In our case branch is located at address Sumrit Mandal Complex, Jail Road, Tilkamanjhi Po & Dist Bhagalpur.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.