MICR Code: 854013103

Bank: Bank of India
IFSC Code: Bkid0005842
MICR Code: 854013103
Address: At Mahubani Bazar, Post Madhubani Bazardist Purnea
City: Purnia
District: Purnia
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 854013103.

  • In this case first three codes 854 is city code and it represents city Purnia.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 103 represents branch. In our case branch is located at address At Mahubani Bazar, Post Madhubani Bazardist Purnea.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.