MICR Code: 812013505

Bank: Bank of India
IFSC Code: Bkid0004639
MICR Code: 812013505
Address: Kesan Market, Thana Roadsultanganj, Dist. Bhagalpur
City: Sultanganj (Bh)
District: Sultanganj (Bh)
State: Bihar

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 812013505.

  • In this case first three codes 812 is city code and it represents city Sultanganj (Bh).
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 505 represents branch. In our case branch is located at address Kesan Market, Thana Roadsultanganj, Dist. Bhagalpur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.