MICR Code: 160013021

Bank: Bank of India
IFSC Code: Bkid0006211
MICR Code: 160013021
Address: Star House S.C.O. 76-82 Sector 31A, Chandigarh-160030
City: Chandigarh
District: Chandigarh
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 160013021.

  • In this case first three codes 160 is city code and it represents city Chandigarh.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 021 represents branch. In our case branch is located at address Star House S.C.O. 76-82 Sector 31A, Chandigarh-160030.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.