MICR Code: 490013004

Bank: Bank of India
IFSC Code: Bkid0009306
MICR Code: 490013004
Address: Prerna Complex , Sadbhavana Chowk, Patan Pool,
City: Durg
District: Durg
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 490013004.

  • In this case first three codes 490 is city code and it represents city Durg.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Prerna Complex , Sadbhavana Chowk, Patan Pool,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.