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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Chandigarh
  5. Kosmanda
  6. Kosmanda
  7. MICR: 495013503

MICR Code: 495013503

Bank: Bank of India
IFSC Code: Bkid0009466
MICR Code: 495013503
Address: Village And Post Kosmandadistt. Janjgir Champa
City: Kosmanda
District: Kosmanda
State: Chandigarh

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495013503.

  • In this case first three codes 495 is city code and it represents city Kosmanda.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 503 represents branch. In our case branch is located at address Village And Post Kosmandadistt. Janjgir Champa.

How to find micr code (for example 495013503) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.