MICR Code: 492013006

Bank: Bank of India
IFSC Code: Bkid0009354
MICR Code: 492013006
Address: G.D. Shesh Nilayam, Kankali Para Road, Tatyapara, Raipur
City: Raipur
District: Raipur
State: Chandigarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 492013006.

  • In this case first three codes 492 is city code and it represents city Raipur.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 006 represents branch. In our case branch is located at address G.D. Shesh Nilayam, Kankali Para Road, Tatyapara, Raipur.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.