MICR Code: 495013505
Bank: Bank of India |
IFSC Code: Bkid0009476 |
MICR Code: 495013505 |
Address: Vill Karra J.K. College Campus Near Gatora Rly. Station Chhattisgarh. 495 009 |
City: Bilaspur |
District: Bilaspur |
State: Chhattisgarh |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 495013505.
- In this case first three codes 495 is city code and it represents city Bilaspur.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 505 represents branch. In our case branch is located at address Vill Karra J.K. College Campus Near Gatora Rly. Station Chhattisgarh. 495 009.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.