MICR Code: 495013505

Bank: Bank of India
IFSC Code: Bkid0009476
MICR Code: 495013505
Address: Vill Karra J.K. College Campus Near Gatora Rly. Station Chhattisgarh. 495 009
City: Bilaspur
District: Bilaspur
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 495013505.

  • In this case first three codes 495 is city code and it represents city Bilaspur.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 505 represents branch. In our case branch is located at address Vill Karra J.K. College Campus Near Gatora Rly. Station Chhattisgarh. 495 009.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.