MICR Code: 491013507

Bank: Bank of India
IFSC Code: Bkid0009312
MICR Code: 491013507
Address: Grampanchayat Office Premises Vill Post Bhadsena Tehsi Chowki Chhattisgarh Pin 491 665
City: Rajnandgaon
District: Rajnandgaon
State: Chhattisgarh

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 491013507.

  • In this case first three codes 491 is city code and it represents city Rajnandgaon.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 507 represents branch. In our case branch is located at address Grampanchayat Office Premises Vill Post Bhadsena Tehsi Chowki Chhattisgarh Pin 491 665.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.