MICR Code: 392013001

Bank: Bank of India
IFSC Code: Bkid0003000
MICR Code: 392013001
Address: New Rasda Building, Panch Batti Bharuch
City: Baruch
District: Baruch
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 392013001.

  • In this case first three codes 392 is city code and it represents city Baruch.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 001 represents branch. In our case branch is located at address New Rasda Building, Panch Batti Bharuch.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.