MICR Code: 396013064

Bank: Bank of India
IFSC Code: Bkid0002909
MICR Code: 396013064
Address: Bank Of India Navsari Nri Branch 1 St Floor Bank Of India Navsari Branch
City: Navsari
District: Navsari
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 396013064.

  • In this case first three codes 396 is city code and it represents city Navsari.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 064 represents branch. In our case branch is located at address Bank Of India Navsari Nri Branch 1 St Floor Bank Of India Navsari Branch.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.