MICR Code: 364013081

Bank: Bank of India
IFSC Code: Bkid0002747
MICR Code: 364013081
Address: Surabhi Complex, 1 St Floor, Mahuva Road, Savarkundla
City: Savarkundla(Gujrat)
District: Savarkundla(Gujrat)
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 364013081.

  • In this case first three codes 364 is city code and it represents city Savarkundla(Gujrat).
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 081 represents branch. In our case branch is located at address Surabhi Complex, 1 St Floor, Mahuva Road, Savarkundla.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.