MICR Code: 395013006

Bank: Bank of India
IFSC Code: Bkid0002743
MICR Code: 395013006
Address: Bank Of India Complex, Opp. Panjara Polebesides Bsnl Office, Ghod Dod Road
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395013006.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 006 represents branch. In our case branch is located at address Bank Of India Complex, Opp. Panjara Polebesides Bsnl Office, Ghod Dod Road.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.