MICR Code: 395013014
Bank: Bank of India |
IFSC Code: Bkid0002514 |
MICR Code: 395013014 |
Address: Nand Niketan Shopping Complexessar Township, 27 Km Surat Hazira Rd, |
City: Surat |
District: Surat |
State: Gujarat |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 395013014.
- In this case first three codes 395 is city code and it represents city Surat.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 014 represents branch. In our case branch is located at address Nand Niketan Shopping Complexessar Township, 27 Km Surat Hazira Rd,.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.