MICR Code: 395013019

Bank: Bank of India
IFSC Code: Bkid0002709
MICR Code: 395013019
Address: Opp Panjara Pole, Besides Bsnl Officeghod Dod Road, Surat
City: Surat
District: Surat
State: Gujarat

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395013019.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 019 represents branch. In our case branch is located at address Opp Panjara Pole, Besides Bsnl Officeghod Dod Road, Surat.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.