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  2. All Bank's Branch Addresses and IFSC/MICR Codes
  3. Bank of India
  4. Gujarat
  5. Surat
  6. Surat
  7. MICR: 395013022

MICR Code: 395013022

Bank: Bank of India
IFSC Code: Bkid0002764
MICR Code: 395013022
Address: Plot No: 543/544, Jalaram Nagar, Gujarat Housing Board, Pandesara, Main Road
City: Surat
District: Surat
State: Gujarat

What is MICR Code?

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Details of MICR Code

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 395013022.

  • In this case first three codes 395 is city code and it represents city Surat.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 022 represents branch. In our case branch is located at address Plot No: 543/544, Jalaram Nagar, Gujarat Housing Board, Pandesara, Main Road.

How to find micr code (for example 395013022) from bank account number?

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.