MICR Code: 815013604

Bank: Bank of India
IFSC Code: Bkid0004774
MICR Code: 815013604
Address: Vill And Po Karmatand, Dist Jamtara
City: Jamtara
District: Jamtara
State: Jharkhand

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 815013604.

  • In this case first three codes 815 is city code and it represents city Jamtara.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 604 represents branch. In our case branch is located at address Vill And Po Karmatand, Dist Jamtara.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.