MICR Code: 682013011

Bank: Bank of India
IFSC Code: Bkid0008580
MICR Code: 682013011
Address: Maradudistrict Ernakulam,
City: Ernakulam
District: Ernakulam
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 682013011.

  • In this case first three codes 682 is city code and it represents city Ernakulam.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 011 represents branch. In our case branch is located at address Maradudistrict Ernakulam,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.