MICR Code: 686013002
| Bank: Bank of India |
| IFSC Code: Bkid0008531 |
| MICR Code: 686013002 |
| Address: P.B. No. 95, Ashirwad Towerssastri Road, |
| City: Kottayam |
| District: Kottayam |
| State: Kerala |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 686013002.
- In this case first three codes 686 is city code and it represents city Kottayam.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 002 represents branch. In our case branch is located at address P.B. No. 95, Ashirwad Towerssastri Road,.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details
I hope this clears doubts.