MICR Code: 695013004

Bank: Bank of India
IFSC Code: Bkid0008590
MICR Code: 695013004
Address: Ramkamal Bldg., Opp. M.G. Collegeparuthipara, Pattom P.O.,
City: Trivandrum
District: Trivandrum
State: Kerala

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 695013004.

  • In this case first three codes 695 is city code and it represents city Trivandrum.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 004 represents branch. In our case branch is located at address Ramkamal Bldg., Opp. M.G. Collegeparuthipara, Pattom P.O.,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.