MICR Code: 400013186

Bank: Bank of India
IFSC Code: Bkid0000191
MICR Code: 400013186
Address: D2 D4 Ground Floor West Core Bharat Diamond Bourse G Block Bkc 400051
City: Greater Bombay
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013186.

  • In this case first three codes 400 is city code and it represents city Greater Bombay.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 186 represents branch. In our case branch is located at address D2 D4 Ground Floor West Core Bharat Diamond Bourse G Block Bkc 400051.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.