MICR Code: 400013009

Bank: Bank of India
IFSC Code: Bkid0000007
MICR Code: 400013009
Address: Sky Scraper-A,4-697, Bhulabhai Desai Road, Mumbai 400026.
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013009.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 009 represents branch. In our case branch is located at address Sky Scraper-A,4-697, Bhulabhai Desai Road, Mumbai 400026..

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.