MICR Code: 400013037
Bank: Bank of India |
IFSC Code: Bkid0000031 |
MICR Code: 400013037 |
Address: Swami Vivekanand Roadpost Box No. 7603, |
City: Mumbai |
District: Mumbai |
State: Maharashtra |
MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.
Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.
Let's decode MICR code 400013037.
- In this case first three codes 400 is city code and it represents city Mumbai.
- Next three characters 013 represents bank Bank of India.
- Remaining characters which are 037 represents branch. In our case branch is located at address Swami Vivekanand Roadpost Box No. 7603,.
The easiest way to find MICR code is to check your
- Bank account statement
- Cheques
Please examine below sample cheque for more details

I hope this clears doubts.