MICR Code: 400013040

Bank: Bank of India
IFSC Code: Bkid0000055
MICR Code: 400013040
Address: Nagpada Neighbourhood Housedimtimkar Road,
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013040.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 040 represents branch. In our case branch is located at address Nagpada Neighbourhood Housedimtimkar Road,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.