MICR Code: 400013094

Bank: Bank of India
IFSC Code: Bkid0000053
MICR Code: 400013094
Address: Belapur Villagenear Vidya Prasarak High School,
City: Mumbai
District: Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013094.

  • In this case first three codes 400 is city code and it represents city Mumbai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 094 represents branch. In our case branch is located at address Belapur Villagenear Vidya Prasarak High School,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.