MICR Code: 400013121

Bank: Bank of India
IFSC Code: Bkid0000123
MICR Code: 400013121
Address: Ist Floor, Socio Welfare Buildingplot No. 182/B,
City: Navi Mumbai
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013121.

  • In this case first three codes 400 is city code and it represents city Navi Mumbai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 121 represents branch. In our case branch is located at address Ist Floor, Socio Welfare Buildingplot No. 182/B,.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.