MICR Code: 400013128

Bank: Bank of India
IFSC Code: Bkid0000129
MICR Code: 400013128
Address: 101, Ghanshyam Bhuvan, Plot No 10, Sector-3, Ghansoli
City: Navi Mumbai
District: Navi Mumbai
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013128.

  • In this case first three codes 400 is city code and it represents city Navi Mumbai.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 128 represents branch. In our case branch is located at address 101, Ghanshyam Bhuvan, Plot No 10, Sector-3, Ghansoli.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.