MICR Code: 400013110

Bank: Bank of India
IFSC Code: Bkid0001212
MICR Code: 400013110
Address: Vasant Vaibhav, 1262 B, Shivaji Roadnear Manish Market, Panvel Distt. Raigad
City: Panvel
District: Panvel
State: Maharashtra

MICR is acronym of Magnetic Ink Character Recognition. Basically it is a character-recognition technology used by the banking industry to ease the processing and clearance of cheques and other documents.

Generally MICR code is nine character long. First three charaters represent city, next three charaters represents bank name and last three charaters represents bank branch.

Let's decode MICR code 400013110.

  • In this case first three codes 400 is city code and it represents city Panvel.
  • Next three characters 013 represents bank Bank of India.
  • Remaining characters which are 110 represents branch. In our case branch is located at address Vasant Vaibhav, 1262 B, Shivaji Roadnear Manish Market, Panvel Distt. Raigad.

The easiest way to find MICR code is to check your

  1. Bank account statement
  2. Cheques

Please examine below sample cheque for more details

I hope this clears doubts.